CCC Intelligent Solutions Holdings Inc. (CCC)
OvervaluedFundamental
61
Price
$7.67
Market Cap
$4.48B
Part 1 · What the company is worth
Overview
CCC Intelligent Solutions Holdings Inc. operates as a software as a service (SaaS) company for the property and casualty insurance economy in the United States and China. The company's cloud-based SaaS platform connects trading partners, facilitates commerce, and supports mission-critical, artificial intelligence enabled digital workflow across the insurers, repairers, automakers, parts suppliers, lenders, and others. It offers CCC insurance solutions, including CCC workflow, CCC estimating, CCC Total Loss, CCC subrogation, CCC automotive claim handling, CCC casualty, bodily injury claims synthesis, disability claims guidance, and workers' compensation claims guidance; CCC repair solutions, such as CCC estimating, CCC network management, CCC repair workflow, CCC repair quality, and CCC business-office solutions; CCC ecosystem and other solutions, which includes CCC parts solutions, CCC automotive manufacturer solutions, CCC diagnostics service provider solutions, and CCC payments; and CCC international solutions. CCC Intelligent Solutions Holdings Inc. was founded in 1980 and is headquartered in Chicago, Illinois.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$1.06B
Fiscal year ended 12/31/2025
Net Income
$2M
Fiscal year ended 12/31/2025
Free Cash Flow
$255M
Total Equity
$1.79B
Total Liabilities
$1.79B
Current Ratio
1.56
Interest Coverage
1.32
Debt/EBITDA
8.71
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$5.86
Current Price
$7.67
Margin of Safety
-30.8%
Fair Value Range
$3.81 - $7.91
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
105.83
ROE
0.1%
P/B Ratio
2.55
P/FCF
17.61
Gross Margin
73.5%
ROIC
2.2%
Profitability Radar
Value Creation (Economic Moat)
ROIC
2.2%
WACC
7.1%
ROIC − WACC
-4.9 pp
ROIC is below the cost of capital — the company is destroying value for every dollar invested.
Fundamental Analysis Criteria
Passed (13)
- EPS shows upward trend
- Gross margin 73.5%
- P/FCF 17.61
- P/B ratio 2.55
- Debt/equity ratio
- Operating margin 8.9%
- Positive free cash flow
- CapEx intensity
- Current ratio
- Return on tangible assets
- Revenue growth 5Y 10.8%
- Earnings surprise, average 4.5%
- Earnings quality (operating cash flow / net income) 186.90
Failed (8)
- Price CAGR -8.85%
- ROIC 2.2%
- Interest coverage
- Debt/EBITDA
- Low reliance on intangibles
- DCF valuation (Overvalued)
- ROE 2.3%
- Piotroski F-Score 3/9
Unavailable (5)
- Dividend payout –
- Price below Graham Number
- PEG ratio (needs P/E > 0 and growth > 0)
- Share dilution (missing share count)
- Net margin trend (invalid data)
Piotroski F-Score
Serious financial concerns
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
No institutional filings reported for this company.
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Githesh Ramamurthy | Chairman & CEO | 64 |
| Mr. Timothy A. Welsh | Executive VP of Customer Solutions & Operations and President | 59 |
| Mr. Rodney Christo | Interim CFO, Senior VP of Finance & Chief Accounting Officer | - |
| Mr. Josh Valdez | Interim Chief Technology Officer & Chief Product Officer | 41 |
| Mr. William Arthur Warmington Jr. | Vice President of Investor Relations | - |
| Mr. Kevin Kane | Senior VP & Chief Legal Officer | - |
Audit Risk
2
Board Risk
7
Compensation Risk
6
Shareholder Rights Risk
8
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-24
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-07-30
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-10-15
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much CCC moves, measured on its daily prices.
More volatile than 75% of the tracked stocks (90-day volatility).
- Volatility 30d
- 41.4%
- Volatility 90d
- 50.7%
- Beta vs S&P 500 (1y)
- 0.90Correlation 0.20
- Max drawdown (12m)
- -54.9%
- ATR (14d, % of price)
- 2.72%
Earnings reactions
How CCC moved around its past quarterly results.
Next earnings release
Oct 29, 2026 · In 5 days · Before the open
EPS estimate: 0.11Revenue estimate: $291M
What usually happens
- Over the last 12 releases the stock moved a median of 4.4% the next day, up or down.
- Next-day moves: up 7, down 5 (out of 12).
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Jul 30, 2026 | During the session | 0.10 | 0.10 | +1.2% | -9.3% | +0.2% | +6.8% |
| Apr 30, 2026 | During the session | 0.10 | 0.11 | +14.9% | +5.2% | +8.7% | +6.2% |
| Feb 24, 2026 | After the close | 0.10 | 0.10 | +4.4% | +6.5% | +25.3% | +11.7% |
| Oct 30, 2025 | During the session | 0.09 | 0.09 | -2.5% | -0.3% | -2.9% | -13.0% |
| Jul 31, 2025 | After the close | n/a | n/a | n/a | +8.5% | +0.6% | +0.4% |
| May 6, 2025 | During the session | n/a | n/a | n/a | -2.7% | -9.7% | -1.1% |
| Feb 25, 2025 | After the close | n/a | n/a | n/a | +3.6% | +0.1% | -6.2% |
| Oct 28, 2024 | After the close | n/a | n/a | n/a | -4.1% | -0.2% | -2.6% |
| Jul 30, 2024 | After the close | n/a | n/a | n/a | -7.2% | -7.0% | -9.0% |
| Apr 30, 2024 | After the close | n/a | n/a | n/a | -1.6% | -6.0% | -3.2% |
| Feb 28, 2024 | After the close | n/a | n/a | n/a | +3.0% | +0.9% | +2.2% |
| Nov 6, 2023 | After the close | n/a | n/a | n/a | +4.0% | +7.0% | +3.5% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on CCC and what the price did next.
- 2/26/2026PositiveInvestment Manager Builds Stake in CCC Stock With $15.0 Million Buy, According to Recent SEC Filing
Published while the US market was open: the move of that day cannot be split into before and after the news, so no figure is shown.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for CCC.
- 2/26/2026POSITIVEInvestment Manager Builds Stake in CCC Stock With $15.0 Million Buy, According to Recent SEC Filing
Markets Gazette: A bullish signal has emerged for CCC Intelligent Solutions Holdings Inc. A recent SEC filing revealed that an investment manager has built a significant stake, acquiring shares worth $15.0 million. This strategic move suggests strong confidence in the future prospects of the SaaS provider, which specializes in cloud, AI, and analytics solutions to streamline insurance and automotive workflows. The substantial investment could act as a catalyst, attracting further interest and potentially driving the stock higher, given the implicit vote of confidence from an institutional player.