Cavco Industries, Inc. (CVCO)
POSITIVEFundamental
73
Price
$589.39
Market Cap
$4.50B
Part 1 · What the company is worth
Overview
Cavco Industries, Inc. designs, produces, and retails factory-built homes primarily in the United States. It operates in two segments: Factory-Built Housing and Financial Services. The company produces park model RVs; vacation cabins; and factory-built commercial structures, including apartment buildings, condominiums, hotels, workforce housing, schools, and housing for the United States military troops. It also produces various modular homes, which include single and multi-section ranch, split-level, and Cape Cod style homes, as well as two- and three-story homes, and multi-family units. In addition, the company provides conforming and non-conforming mortgages and home-only loans to purchasers of various brands of factory-built homes sold by company-owned retail stores, as well as various independent distributors, builders, communities, and developers. Further, it offers property and casualty insurance to owners of manufactured housing industry. The company distributes its products through a network of independent and company-owned retailers, planned community operators, and residential developers. The company was founded in 1965 and is headquartered in Phoenix, Arizona.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$2.30B
Trailing 12 months (through 6/27/2026)
Net Income
$181M
Trailing 12 months (through 6/27/2026)
Free Cash Flow
$232M
Total Equity
$1.10B
Total Liabilities
$388M
Current Ratio
2.23
Interest Coverage
434.12
Debt/EBITDA
0.16
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$716.26
Current Price
$589.39
Margin of Safety
+17.7%
Fair Value Range
$465.57 - $966.95
Estimation Methods
Valuation Metrics
P/E Ratio
25.34
ROE
17.3%
P/B Ratio
4.03
P/FCF
19.09
Gross Margin
23.2%
ROIC
15.0%
Profitability Radar
Value Creation (Economic Moat)
ROIC
15.0%
WACC
11.4%
ROIC − WACC
+3.6 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
Fundamental Analysis Criteria
Passed (19)
- EPS shows upward trend
- Price CAGR 19.29%
- ROIC 15.0%
- P/FCF 19.09
- Debt/Equity ratio
- Operating Margin 9.6%
- Positive Free Cash Flow
- CapEx intensity
- Current Ratio
- Interest Coverage
- Debt/EBITDA
- Return on Tangible Assets
- ROE 16.5%
- Revenue Growth 5Y 15.2%
- Analyst Consensus 80% Buy
- PEG Ratio 1.07
- Earnings Quality (OCF/NI) 1.58
- Share Dilution -3.8%
- Piotroski F-Score 7/9
Failed (7)
- Gross Margin 23.2%
- P/B Ratio 4.03
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Overvalued)
- Earnings Surprise avg 0.3%
- Net Margin Trend 7.9% vs 9.0%
Unavailable (1)
- Dividend Payout NaN%
Piotroski F-Score
Strong financial health
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Buying back shares. Shareholder friendly
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. William C. Boor C.F.A. | President, CEO & Director | 59 |
| Ms. Allison K. Aden CPA | Executive VP, CFO & Treasurer | 64 |
| Mr. Seth G. Schuknecht | EVP, General Counsel, Chief Compliance Officer & Corporate Secretary | 48 |
| Mr. Matthew Allen Nino | President of Retail | 56 |
| Mr. Brian R. Cira | President of Manufactured Housing | 63 |
| Mr. Paul W. Bigbee | Chief Accounting Officer | 56 |
| Mr. Anthony R. Crutcher | Chief Information Officer | - |
| Mr. Mark Fusler | Director of Financial Reporting, Investor Relations & Corporate Controller | - |
| Ms. Colleen J. Rogers | Senior Vice President of Marketing & Communications | - |
| Todd Cantrill | Vice President of Human Resources | - |
Audit Risk
5
Board Risk
3
Compensation Risk
3
Shareholder Rights Risk
5
Part 2 · The price and when to enter
This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Latest News
Recent headlines for CVCO, sourced from Markets Gazette.
- 3/3/2026NEUTRALCavco Stock Up 9% in a Year as One Fund Sells Off $12 Million in Shares
Cavco Industries, a prominent manufacturer of factory-built and modular homes, has experienced a 9% stock price increase over the past year. Despite this positive trend, an investment fund recently divested shares worth $12 million. This action could indicate profit-taking or strategic portfolio reallocation by the fund, without necessarily altering the company's overall growth trajectory. Investors should closely observe future market movements and company announcements to assess the long-term implications of this transaction.
via Markets Gazette