Navient Corporation - 6% Senior Notes due December 15, 2043 (JSM)
Fair ValueFundamental
15
Price
$17.74
Market Cap
-
Part 1 · What the company is worth
Overview
No description available.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$600M
Trailing 12 months (through 6/30/2026)
Net Income
$-50M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
-
Total Equity
$2.40B
Total Liabilities
$46.28B
Current Ratio
0.26
Interest Coverage
0.10
Debt/EBITDA
-416.95
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$16.39
Current Price
$17.74
Margin of Safety
-8.2%
Fair Value Range
$12.65 - $20.13
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
-
ROE
-3.3%
P/B Ratio
3.46
P/FCF
-
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
1.1%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (2)
- Low reliance on intangibles
- Share dilution -9.5%
Failed (15)
- EPS shows upward trend
- Price CAGR -2.20%
- P/B ratio 3.46
- Debt/equity ratio
- Operating margin -8.8%
- Positive free cash flow
- Interest coverage
- Debt/EBITDA
- Return on tangible assets
- DCF valuation (Unknown)
- ROE -2.0%
- Revenue growth 5Y -20.5%
- Earnings surprise, average -148.4%
- Net margin trend -8.3% vs 3.7%
- Piotroski F-Score 3/9
Unavailable (9)
- ROIC –
- Gross margin –
- P/FCF –
- Dividend payout –
- CapEx intensity
- Current ratio
- Price below Graham Number
- PEG ratio (needs P/E > 0 and growth > 0)
- Earnings quality (operating cash flow / net income)
Piotroski F-Score
Serious financial concerns
Earnings Quality
Low quality: investigate accounting
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
No institutional filings reported for this company.
Governance
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-26
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-08-07
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-10-21
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much JSM moves, measured on its daily prices.
Not enough price history to measure the volatility of JSM yet.
Earnings reactions
How JSM moved around its past quarterly results.
No earnings releases recorded yet for JSM. This can happen with recent listings or with companies that do not file 8-K reports with the SEC.
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on JSM and what the price did next.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for JSM.