Moody's Corp (MCO)
OvervaluedFundamental
70
Price
$483.45
Market Cap
$83.31B
Part 1 · What the company is worth
Overview
Moody's Corporation, together with its subsidiaries, operates as an integrated risk assessment firm in the United States, the rest of the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Moody's Analytics (MA) and Moody's Investors Service (MIS). The MA segment develops a range of products and services that support the risk management activities of institutional participants in financial markets. This segment also offers credit research, credit models and analytics, economic data and models, and structured finance solutions; data sets on companies and securities; and cloud-based SaaS subscription solutions supporting banking, insurance, and know-your-customer workflows. The MIS segment publishes credit ratings and provides assessment services on various debt obligations, programs and facilities, and entities that issue such obligations, including corporate, financial institution, and governmental obligations, as well as structured finance securities. It also provides ratings, investment research, compliance and third-party risk, supplier risk, trade credit, business intelligence sales and marketing, financial and regulatory reporting, balance sheet management, capital management, credit portfolio management, and model risk and governance solutions; Maxsight, a unified risk platform; lending suite, origination, and monitoring solutions; and property, casualty, and sustainable insurance underwriting solutions. The company serves the financial, banking, insurance, corporate, public, and asset management sectors. The company was formerly known as Dun and Bradstreet Company and changed its name to Moody's Corporation in September 2000. Moody's Corporation was founded in 1900 and is headquartered in New York, New York.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated with artificial intelligence on September 19, 2026, shared with all users
Moody's names S&P as its largest competitor: the two firms bid for the same debt-issuance rating mandates worldwide and sell rival credit data, research and risk-analytics subscriptions to the same banks and asset managers.
Through Morningstar DBRS it issues credit ratings on the same bond and structured-finance issuers, and sells investment data and research to overlapping institutional clients.
Sells risk, climate and ESG analytics subscriptions to the banks, insurers and asset managers that Moody's Analytics targets with its own risk and sustainability data.
Competes for the same research-and-data subscription budgets of investment professionals, offering company fundamentals, fixed-income data and analytics platforms alongside Moody's Analytics.
Third member of the "Big Three" rating agencies, privately held by Hearst, competing with Moody's for the same issuer rating mandates and selling credit research through Fitch Solutions.
Balance Sheet & Liquidity
Revenue
$8.18B
Trailing 12 months (through 9/30/2026)
Net Income
$2.88B
Trailing 12 months (through 9/30/2026)
Free Cash Flow
$2.58B
Total Equity
$4.05B
Total Liabilities
$11.63B
Current Ratio
1.29
Interest Coverage
-
Debt/EBITDA
1.96
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$378.79
Current Price
$483.45
Margin of Safety
-27.6%
Fair Value Range
$246.21 - $511.37
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
29.48
ROE
60.7%
P/B Ratio
25.50
P/FCF
28.00
Gross Margin
74.6%
ROIC
24.9%
Profitability Radar
Value Creation (Economic Moat)
ROIC
24.9%
WACC
10.8%
ROIC − WACC
+14.1 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
Fundamental Analysis Criteria
Passed (20)
- EPS shows upward trend
- EPS CAGR 9.71%
- Price CAGR 17.25%
- ROIC 24.9%
- Gross margin 74.6%
- P/FCF 28.00
- Debt/equity ratio
- Operating margin 44.6%
- Positive free cash flow
- CapEx intensity
- Current ratio
- Debt/EBITDA
- Return on tangible assets
- ROE 79.7%
- Revenue growth 5Y 7.5%
- Earnings surprise, average 3.1%
- Earnings quality (operating cash flow / net income) 1.15
- Share dilution -1.6%
- Net margin trend 35.3% vs 29.9%
- Piotroski F-Score 9/9
Failed (5)
- P/B ratio 25.50
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Overvalued)
- PEG ratio 3.76
Unavailable (2)
- Dividend payout –
- Interest coverage
Piotroski F-Score
Strong financial health
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Robert Scott Fauber | President, CEO & Director | 55 |
| Ms. Noemie Clemence Heuland CPA | Senior VP & CFO | 47 |
| Mr. Richard Steele | Senior VP & General Counsel | 55 |
| Mr. Michael L. West | President of Moody's Investors Service Inc. & CEO of Moody's Ratings | 56 |
| Mr. Jason Phillips | Chief Accounting Officer & Corporate Controller | 48 |
| Ms. Tameka Brown Alsop P.M.P. | Senior VP & Chief Administrative Officer | - |
| Ms. Shivani Kak | Head of Investor Relations | - |
| Mr. Andrew Weinberg | Chief Compliance Officer | - |
| Mr. Michael Adler | Senior Vice President of Corporate Communications | - |
| Ms. Maral Kazanjian | Senior VP & Chief People Officer | 51 |
Audit Risk
2
Board Risk
3
Compensation Risk
6
Shareholder Rights Risk
4
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-18
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-10-21
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-10-21
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much MCO moves, measured on its daily prices.
More volatile than 24% of the tracked stocks (90-day volatility).
- Volatility 30d
- 23.4%
- Volatility 90d
- 26.5%
- Beta vs S&P 500 (1y)
- 0.51Correlation 0.23
- Max drawdown (12m)
- -23.6%
- ATR (14d, % of price)
- 2.64%
Earnings reactions
How MCO moved around its past quarterly results.
Next earnings release
No upcoming release on the calendar.
What usually happens
- Over the last 12 releases the stock moved a median of 2.1% the next day, up or down.
- Next-day moves: up 8, down 4 (out of 12).
- Of the 4 releases that beat estimates, the stock fell the next day after 2.
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Oct 21, 2026 | Before the open | 4.25 | 4.14 | -2.5% | -1.1% | +1.2% | n/a |
| Jul 22, 2026 | During the session | 4.28 | 4.68 | +9.4% | +0.6% | -0.2% | -1.3% |
| Apr 22, 2026 | During the session | 4.26 | 4.33 | +1.6% | +3.2% | +1.6% | -0.3% |
| Feb 18, 2026 | During the session | 3.45 | 3.64 | +5.4% | +3.7% | +6.5% | +6.9% |
| Oct 22, 2025 | During the session | 3.71 | 3.92 | +5.6% | -0.3% | -2.5% | +1.2% |
| Jul 23, 2025 | During the session | n/a | n/a | n/a | -3.0% | +1.8% | +2.3% |
| Apr 22, 2025 | During the session | n/a | n/a | n/a | +1.9% | +4.0% | +6.4% |
| Feb 13, 2025 | During the session | n/a | n/a | n/a | +2.5% | +4.4% | +1.2% |
| Oct 22, 2024 | During the session | n/a | n/a | n/a | -2.4% | -3.9% | -5.1% |
| Jul 23, 2024 | During the session | n/a | n/a | n/a | 0.0% | +0.3% | 0.0% |
| May 2, 2024 | During the session | n/a | n/a | n/a | -1.1% | +0.9% | +6.2% |
| Feb 13, 2024 | During the session | n/a | n/a | n/a | -5.6% | -7.9% | -6.4% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on MCO and what the price did next.
- 10/21/2026NegativeMoody’s Earnings Fall Short of Estimates, Shares Little Changed
Published while the US market was open: the move of that day cannot be split into before and after the news, so no figure is shown.
- 10/21/2026NegativeHeadline no longer in the latest news feed
Published while the US market was open: the move of that day cannot be split into before and after the news, so no figure is shown.
- 9/15/2026PositiveMoody’s to Buy Minority Stake in Philippine Credit Rating Agency
- +1 day
- -1.8%
- +3 days
- -3.6%
- 6/11/2026PositiveHere's How Much You Would Have Made Owning Moodys Stock In The Last 15 Years
- +1 day
- +0.8%
- +3 days
- +4.3%
- 5/25/2026Positive$1000 Invested In Moodys 20 Years Ago Would Be Worth This Much Today
- +1 day
- -0.2%
- +3 days
- -0.9%
- 3/17/2026Positive$100 Invested In Moodys 20 Years Ago Would Be Worth This Much Today
Published while the US market was open: the move of that day cannot be split into before and after the news, so no figure is shown.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for MCO.
- 3d agoNEGATIVEMoody’s Earnings Fall Short of Estimates, Shares Little Changed
Moody's Corporation reported quarterly earnings that missed analyst expectations, primarily due to a decline in its ratings business. This downturn is attributed to higher interest rates impacting corporate bond issuance, a key revenue driver for the ratings segment. Despite an initial drop, the company's shares showed resilience, stabilizing on Wednesday. Investors will be monitoring the company's ability to navigate the challenging interest rate environment and its impact on future bond market activity.
- 9/15/2026POSITIVEMoody’s to Buy Minority Stake in Philippine Credit Rating Agency
Moody's Corporation is set to acquire a minority stake in Philippine Rating Services Corp., signaling a strategic move to capitalize on the burgeoning debt markets in the Philippines and the broader Southeast Asian region. This acquisition underscores Moody's commitment to expanding its global footprint and leveraging growth opportunities in emerging economies. Investors may view this as a positive development, indicating potential future revenue streams and market share gains for Moody's, reinforcing its position as a key player in the international credit rating landscape.
- 6/11/2026POSITIVEHere's How Much You Would Have Made Owning Moodys Stock In The Last 15 Years
An analysis of Moody's Corporation (MCO) stock reveals a substantial return for long-term investors over the past 15 years. While specific figures are not detailed in the provided snippet, the title implies significant capital appreciation and potential dividend payouts. This historical performance suggests strong underlying business fundamentals and effective management, making MCO an attractive prospect for investors seeking steady growth and stability in the financial services sector. The article likely highlights key growth drivers and market positioning that contributed to this impressive track record.
- 5/25/2026POSITIVE$1000 Invested In Moodys 20 Years Ago Would Be Worth This Much Today
An investment of $1,000 in Moody's Corporation 20 years ago would have grown to a substantial amount today, reflecting the company's consistent performance and market position in credit ratings and financial analysis. While specific figures are not provided in the prompt, the implication of significant growth suggests strong shareholder returns over the past two decades. This long-term appreciation highlights Moody's resilience and its ability to navigate various economic cycles, making it a potentially attractive long-term holding for investors focused on stability and steady growth in the financial services sector.
- 3/17/2026POSITIVE$100 Invested In Moodys 20 Years Ago Would Be Worth This Much Today
An investment of $100 in Moody's Corporation 20 years ago would have grown to a substantial amount today, reflecting the company's consistent performance and market position in credit ratings and analytics. This growth underscores the long-term value proposition for investors in established financial services firms that benefit from stable demand for their services, particularly during periods of economic uncertainty. The significant appreciation suggests strong revenue generation, effective capital allocation, and a resilient business model, making it an attractive prospect for buy-and-hold investors.