Pultegroup Inc (PHM)
Fair ValueFundamental
78
Price
$121.19
Market Cap
$21.50B
Part 1 · What the company is worth
Overview
PulteGroup, Inc., through its subsidiaries, engages in the homebuilding business in the United States. The company is involved in the acquisition and development of land primarily for residential purposes, as well as construction of housing; and sale of single-family detached homes; and attached homes, such as townhomes, condominiums, and duplexes under the Centex, Pulte Homes, Del Webb, DiVosta Homes, and John Wieland Homes and Neighborhoods brands. It also engages in the mortgage banking, title, and insurance agency operations. PulteGroup, Inc. was founded in 1950 and is headquartered in Atlanta, Georgia.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
Generated with artificial intelligence on September 19, 2026, shared with all users
The second-largest US builder, it sells new single-family homes to the same first-time, move-up and active-adult segments PulteGroup serves with its Centex, Pulte and Del Webb brands.
Through Ryan Homes and NVHomes it is PulteGroup's closest rival in the Mid-Atlantic and Southeast, selling comparably priced build-to-order homes bundled with its own mortgage and title services.
It competes for the higher-priced move-up and active-adult buyer that PulteGroup targets with its Pulte, DiVosta and John Wieland brands, in the same amenity-led master-planned communities.
The largest US homebuilder by closings, it bids against PulteGroup for the same residential land parcels, subcontractors and first-time and move-up buyers across nearly the same Sun Belt and Southeast markets.
Its mix of move-up communities and Esplanade active-adult resort communities overlaps almost exactly with PulteGroup's Pulte Homes and Del Webb product in Florida, Arizona and Texas.
Its built-to-order model aimed at entry-level and first-time buyers competes head-on with PulteGroup's Centex brand in California, Texas and the Southeast.
Balance Sheet & Liquidity
Revenue
$16.41B
Trailing 12 months (through 6/30/2026)
Net Income
$1.91B
Trailing 12 months (through 6/30/2026)
Free Cash Flow
$1.75B
Total Equity
$12.99B
Total Liabilities
$5.06B
Current Ratio
7.34
Interest Coverage
-
Debt/EBITDA
0.71
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$114.39
Current Price
$121.19
Margin of Safety
-5.9%
Fair Value Range
$94.62 - $134.15
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
12.38
ROE
17.1%
P/B Ratio
1.75
P/FCF
15.02
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
10.2%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (16)
- EPS shows upward trend
- Price CAGR 19.52%
- P/FCF 15.02
- P/B ratio 1.75
- Debt/equity ratio
- Positive free cash flow
- CapEx intensity
- Debt/EBITDA
- Return on tangible assets
- Low reliance on intangibles
- Price below Graham Number
- ROE 14.7%
- Revenue growth 5Y 9.4%
- PEG ratio 0.69
- Earnings quality (operating cash flow / net income) 0.85
- Share dilution -4.9%
Failed (4)
- DCF valuation (Overvalued)
- Earnings surprise, average -1.8%
- Net margin trend 11.6% vs 15.5%
- Piotroski F-Score 4/9
Unavailable (6)
- ROIC –
- Gross margin –
- Dividend payout –
- Operating margin –
- Current ratio
- Interest coverage
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
Moderate: some gap between profits and cash
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Ryan R. Marshall | President, CEO & Director | 50 |
| Mr. James L. Ossowski | Executive VP & CFO | 57 |
| Mr. Matthew W. Koart | Executive VP & COO | 61 |
| Mr. Todd N. Sheldon J.D. | Executive VP, General Counsel & Corporate Secretary | 57 |
| Mr. Kevin Alan Henry | Executive VP & Chief People Officer | 57 |
| Mr. Mike Guhl | Senior VP & Chief Information Officer | - |
| Mr. James P. Zeumer | Vice President of Investor Relations | - |
| Ms. Lisa Johnson Sharp | Vice President of Compliance | - |
| Mr. Manish M. Shrivastava | VP & Chief Marketing Officer | 55 |
| Anthony W. Barbee | Area President of North Area | - |
Audit Risk
6
Board Risk
4
Compensation Risk
2
Shareholder Rights Risk
2
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-04
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-10-22
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-10-22
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much PHM moves, measured on its daily prices.
More volatile than 45% of the tracked stocks (90-day volatility).
- Volatility 30d
- 32.2%
- Volatility 90d
- 34.1%
- Beta vs S&P 500 (1y)
- 0.90Correlation 0.35
- Max drawdown (12m)
- -23.3%
- ATR (14d, % of price)
- 3.09%
Earnings reactions
How PHM moved around its past quarterly results.
Next earnings release
No upcoming release on the calendar.
What usually happens
- Over the last 12 releases the stock moved a median of 3.9% the next day, up or down.
- Next-day moves: up 9, down 2 (out of 12).
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Oct 22, 2026 | Before the open | 2.63 | 2.53 | -3.9% | -1.6% | +5.8% | n/a |
| Jul 22, 2026 | Before the open | 2.39 | 2.48 | +3.9% | +3.0% | +2.0% | +8.4% |
| Apr 23, 2026 | Before the open | 1.84 | 1.79 | -2.8% | -2.0% | +2.4% | -5.4% |
| Jan 29, 2026 | Before the open | 2.84 | 2.56 | -10.0% | +0.8% | +3.2% | +9.2% |
| Oct 21, 2025 | Before the open | 2.92 | 2.96 | +1.4% | -6.0% | 0.0% | -2.4% |
| Jul 22, 2025 | Before the open | n/a | n/a | n/a | +8.4% | +11.5% | +7.5% |
| Apr 22, 2025 | Before the open | n/a | n/a | n/a | +3.1% | +8.4% | +10.0% |
| Jan 30, 2025 | Before the open | n/a | n/a | n/a | +3.0% | +4.9% | -1.5% |
| Oct 22, 2024 | Before the open | n/a | n/a | n/a | -3.9% | -7.2% | -7.2% |
| Jul 23, 2024 | Before the open | n/a | n/a | n/a | -3.9% | 0.0% | +5.8% |
| Apr 23, 2024 | Before the open | n/a | n/a | n/a | -0.7% | +4.6% | +6.2% |
| Jan 30, 2024 | Before the open | n/a | n/a | n/a | +1.7% | -0.5% | -1.6% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on PHM and what the price did next.
- 2/26/2026Positive$100 Invested In PulteGroup 10 Years Ago Would Be Worth This Much Today
- +1 day
- +1.3%
- +3 days
- +0.3%
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for PHM.
- 4/23/2026NEUTRALTranscript: PulteGroup Q1 2026 Earnings Conference Call
PulteGroup Inc. held its Q1 2026 Earnings Conference Call on April 23, 2026. The transcript provides detailed insights into the company's financial performance, operational strategies, and outlook for the upcoming quarters. While specific financial figures and forward-looking statements are discussed, the transcript itself is an informational document. Investors should analyze the content for potential trends in the housing market, company management's commentary on demand, pricing, and cost structures, which could influence future stock performance.
- 2/26/2026POSITIVE$100 Invested In PulteGroup 10 Years Ago Would Be Worth This Much Today
Markets Gazette - A retrospective analysis indicates that a $100 investment in PulteGroup Inc. (PHM) made ten years ago would have yielded a significant return, growing into a substantially larger sum today. This data highlights the homebuilder's robust long-term performance, showcasing its ability to create shareholder value over a decade marked by various market cycles. Such growth reflects PulteGroup's operational strength and its position within the U.S. residential real estate sector. For investors, this historical performance can serve as an indicator of the company's resilience and future growth potential, suggesting effective management and a successful business strategy that has capitalized on market opportunities.