Reinsurance Group of America Inc (RGA)
Fair ValueFundamental
86
Price
$263.94
Market Cap
$17.58B
Part 1 · What the company is worth
Overview
Reinsurance Group of America, Incorporated provides life and health, and asset-intensive reinsurance in the United States, Latin America, Canada, Europe, the Middle East, Africa, Asia, and Australia. It offers individual and group life and health, disability, long-term care, and critical illness reinsurance; and financial solutions, such as asset-intensive reinsurance, longevity reinsurance, stable value products, pension risk transfer transactions, and capital solutions. The company also provides reinsurance for mortality, morbidity, lapse, and investment-related risks; coinsurance of payout annuities; underwritten annuities; funding agreement backed note program and other capital motivated solutions; and superannuation. Reinsurance Group of America, Incorporated was founded in 1973 and is headquartered in Chesterfield, Missouri.
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Direct competitors
Who this company fights with for the same customers
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Balance Sheet & Liquidity
Revenue
$25.97B
Trailing 12 months (through 6/30/2026)
Net Income
$1.51B
Trailing 12 months (through 6/30/2026)
Free Cash Flow
-
Total Equity
$13.46B
Total Liabilities
$143.04B
Current Ratio
-
Interest Coverage
-
Debt/EBITDA
2.47
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$289.91
Current Price
$263.94
Margin of Safety
+9.0%
Fair Value Range
$196.97 - $382.85
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
11.59
ROE
8.8%
P/B Ratio
1.26
P/FCF
-
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
7.3%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (16)
- EPS shows upward trend
- EPS CAGR 11.27%
- Price CAGR 7.57%
- P/B ratio 1.26
- Debt/EBITDA
- Low reliance on intangibles
- Price below Graham Number
- DCF valuation (Undervalued)
- ROE 11.3%
- Revenue growth 5Y 10.2%
- Earnings surprise, average 22.9%
- PEG ratio 0.51
- Earnings quality (operating cash flow / net income) 1.98
- Share dilution -0.0%
- Net margin trend 5.8% vs 3.5%
- Piotroski F-Score 5/9
Failed (2)
- Debt/equity ratio
- Return on tangible assets
Unavailable (9)
- ROIC –
- Gross margin –
- P/FCF –
- Dividend payout –
- Operating margin –
- Positive free cash flow
- CapEx intensity
- Current ratio
- Interest coverage
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Tony Cheng F.S.A. | President, CEO & Director | 51 |
| Ms. My Chi Christine To | EVP, Chief Legal Officer & Corporate Secretary | 52 |
| Mr. Ronald Paul Herrmann C.F.P. | EVP, Chief Commercial Officer & President and CEO of RGA Re | 60 |
| Ms. Laura Kathleen Cockrill | Executive VP & CFO | 48 |
| Mr. Jayson Reagan Bronchetti C.A.I.A., C.F.A. | Executive VP & Chief Investment Officer | 46 |
| Ms. Zhang Lu | Senior Vice President of Investor Relations | - |
| Lynn Phillips | Senior VP of Enterprise Marketing & Communications | - |
| Mr. Peter Manley | Executive Vice President of Corporate Development | - |
| Mr. Raymond Kleeman | Executive VP & Chief Human Resources Officer | 52 |
| Mr. Jonathan William Porter FCIA, FSA | Executive VP & Global Chief Risk Officer | 54 |
Audit Risk
1
Board Risk
1
Compensation Risk
3
Shareholder Rights Risk
3
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-20
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-08-07
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-08-06
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much RGA moves, measured on its daily prices.
More volatile than 9% of the tracked stocks (90-day volatility).
- Volatility 30d
- 17.9%
- Volatility 90d
- 20.7%
- Beta vs S&P 500 (1y)
- 0.24Correlation 0.14
- Max drawdown (12m)
- -13.4%
- ATR (14d, % of price)
- 1.94%
Earnings reactions
How RGA moved around its past quarterly results.
Next earnings release
Nov 5, 2026 · In 12 days · Time not known
EPS estimate: 6.95Revenue estimate: $6.7B
What usually happens
- Over the last 12 releases the stock moved a median of 4.9% the next day, up or down.
- Next-day moves: up 6, down 6 (out of 12).
- Of the 4 releases that beat estimates, the stock fell the next day after 2.
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Aug 6, 2026 | After the close | 6.58 | 8.89 | +35.1% | +4.4% | +4.2% | +6.0% |
| May 7, 2026 | After the close | 6.10 | 6.97 | +14.2% | +0.9% | -1.0% | -0.8% |
| Feb 5, 2026 | After the close | 5.81 | 7.75 | +33.5% | +7.0% | +9.4% | +9.0% |
| Oct 30, 2025 | After the close | 5.85 | 6.37 | +9.0% | -2.6% | -3.5% | +1.2% |
| Jul 31, 2025 | After the close | n/a | n/a | n/a | -8.5% | -7.9% | -5.5% |
| May 1, 2025 | After the close | n/a | n/a | n/a | +9.1% | +5.8% | +8.1% |
| Feb 6, 2025 | After the close | n/a | n/a | n/a | -7.1% | -9.6% | -11.3% |
| Oct 31, 2024 | After the close | n/a | n/a | n/a | -1.2% | +1.9% | +4.5% |
| Aug 1, 2024 | After the close | n/a | n/a | n/a | 0.0% | -7.5% | -9.8% |
| May 2, 2024 | After the close | n/a | n/a | n/a | +2.2% | +5.5% | +7.2% |
| Feb 1, 2024 | After the close | n/a | n/a | n/a | -0.4% | -2.8% | -2.5% |
| Nov 2, 2023 | After the close | n/a | n/a | n/a | +4.1% | +2.2% | +4.4% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on RGA and what the price did next.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for RGA.