Ryan Specialty Holdings Inc (RYAN)
OvervaluedFundamental
65
Price
$43.68
Market Cap
$10.83B
Part 1 · What the company is worth
Overview
Ryan Specialty Holdings, Inc. operates as a service provider of specialty products and solutions for insurance brokers, agents, and carriers in the United States, Canada, the United Kingdom, rest of Europe, India, Singapore, and internationally. The company offers distribution, underwriting, product development, administration, and risk management services by acting as a wholesale broker and a managing underwriter or a program administrator with delegated authority from insurance carriers. It serves commercial, industrial, institutional, individual, and government sectors. The company was founded in 2010 and is headquartered in Chicago, Illinois.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$3.16B
Trailing 12 months (through 6/30/2026)
Net Income
$99M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
$641M
Total Equity
$648M
Total Liabilities
$9.31B
Current Ratio
1.00
Interest Coverage
-
Debt/EBITDA
4.19
Earnings Per Share
No EPS data available
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$23.27
Current Price
$43.68
Margin of Safety
-87.7%
Fair Value Range
$15.13 - $31.42
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
109.17
ROE
9.8%
P/B Ratio
10.47
P/FCF
9.61
Gross Margin
-
ROIC
7.1%
Profitability Radar
Value Creation (Economic Moat)
ROIC
7.1%
WACC
5.9%
ROIC − WACC
+1.2 pp
ROIC exceeds the cost of capital — the company is creating value for shareholders.
Fundamental Analysis Criteria
Passed (13)
- ROIC 7.1%
- P/FCF 9.61
- Operating margin 15.1%
- Positive free cash flow
- CapEx intensity
- Current ratio
- Debt/EBITDA
- ROE 16.3%
- Revenue growth 5Y 24.5%
- Earnings surprise, average 3.4%
- Earnings quality (operating cash flow / net income) 5.64
- Net margin trend 3.1% vs 2.0%
- Piotroski F-Score 5/9
Failed (6)
- Price CAGR -1.19%
- P/B ratio 10.47
- Debt/equity ratio
- Return on tangible assets
- Low reliance on intangibles
- DCF valuation (Unknown)
Unavailable (7)
- EPS data insufficient
- Gross margin –
- Dividend payout –
- Interest coverage
- Price below Graham Number
- PEG ratio (needs P/E > 0 and growth > 0)
- Share dilution (missing share count)
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Patrick G. Ryan | Founder & Executive Chairman | 87 |
| Mr. Timothy William Turner | CEO & Director | 64 |
| Mr. Stephen P. Keogh | Co-President & COO | 57 |
| Ms. Janice M. Hamilton | Executive VP & CFO | 42 |
| Mr. Benjamin Miles Wuller | Chief Executive officer of RSG Underwriting Managers | 48 |
| Mr. Brendan Martin Mulshine | Co-President | 59 |
| Mr. Bradley Eames Bodell B.S. | Chief Information Officer | 59 |
| Mr. Nicholas J. Mezick C.F.A. | Vice President of Investor Relations | - |
| Mr. Michael Blackshear J.D. | Senior VP, Chief Compliance & Privacy Officer and Head of Culture & Inclusion | - |
| Mr. Mark Stephen Katz Esq., J.D. | Executive VP, General Counsel & Corporate Secretary | 55 |
Audit Risk
4
Board Risk
6
Compensation Risk
6
Shareholder Rights Risk
10
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-13
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-07-31
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-08-07
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much RYAN moves, measured on its daily prices.
More volatile than 65% of the tracked stocks (90-day volatility).
- Volatility 30d
- 42.7%
- Volatility 90d
- 42.9%
- Beta vs S&P 500 (1y)
- -0.33Correlation -0.09
- Max drawdown (12m)
- -49.7%
- ATR (14d, % of price)
- 3.20%
Earnings reactions
How RYAN moved around its past quarterly results.
Next earnings release
Oct 29, 2026 · In 5 days · After the close
EPS estimate: 0.49Revenue estimate: $793M
What usually happens
- Over the last 12 releases the stock moved a median of 5.1% the next day, up or down.
- Next-day moves: up 6, down 6 (out of 12).
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Jul 30, 2026 | After the close | 0.61 | 0.74 | +20.9% | +6.6% | +0.2% | +0.9% |
| Apr 30, 2026 | After the close | 0.45 | 0.47 | +5.3% | -14.0% | -11.3% | -8.8% |
| Feb 12, 2026 | After the close | 0.51 | 0.45 | -11.3% | -11.2% | -12.8% | -6.9% |
| Oct 30, 2025 | After the close | 0.48 | 0.47 | -1.3% | +4.8% | +8.1% | +12.4% |
| Jul 31, 2025 | After the close | n/a | n/a | n/a | -2.0% | -5.5% | -2.7% |
| May 1, 2025 | After the close | n/a | n/a | n/a | +0.9% | +3.2% | +8.2% |
| Feb 20, 2025 | After the close | n/a | n/a | n/a | -8.9% | -4.7% | +2.1% |
| Oct 30, 2024 | After the close | n/a | n/a | n/a | -5.9% | -4.5% | 0.0% |
| Aug 1, 2024 | After the close | n/a | n/a | n/a | +2.6% | +9.7% | +4.7% |
| May 2, 2024 | After the close | n/a | n/a | n/a | -5.6% | -2.7% | +0.7% |
| Feb 27, 2024 | After the close | n/a | n/a | n/a | +5.8% | +7.5% | +13.4% |
| Nov 2, 2023 | After the close | n/a | n/a | n/a | -1.0% | +2.1% | +3.0% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on RYAN and what the price did next.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for RYAN.