Stifel Financial Corp (SF)
Fair ValueFundamental
68
Price
$66.68
Market Cap
$10.03B
Part 1 · What the company is worth
Overview
Stifel Financial Corp. operates as the bank holding company for Stifel, Nicolaus & Company, Incorporated that provides retail and institutional wealth management, and investment banking services to individual, corporations, municipalities, and institutions in the United States, the United Kingdom, Canada, and internationally. It operates in three segments: Global Wealth Management, Institutional Group, and Other. The company provides private client services, including securities transaction and financial planning services; securities brokerage services, such as the sale of equities, mutual funds, fixed income products, and insurance; institutional equity and fixed income sales, trading and research, and municipal finance services; investment banking services, such as mergers and acquisitions, public offerings, and private placements; and retail and commercial banking services comprising personal and commercial lending programs, as well as deposit accounts. It participates in and manages underwritings for corporate and public finance; and offers financial advisory and securities brokerage services. The company was founded in 1890 and is headquartered in Saint Louis, Missouri.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$4.11B
Trailing 12 months (through 6/30/2026)
Net Income
$954M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
$1.05B
Total Equity
$5.98B
Total Liabilities
$35.29B
Current Ratio
0.12
Interest Coverage
-
Debt/EBITDA
-
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
How heavy the debt is
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$67.34
Current Price
$66.68
Margin of Safety
+1.0%
Fair Value Range
$47.71 - $86.97
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
8.84
ROE
11.4%
P/B Ratio
1.86
P/FCF
30.94
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
10.8%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (12)
- EPS shows upward trend
- EPS CAGR 6.60%
- Price CAGR 11.81%
- P/B ratio 1.86
- Positive free cash flow
- Low reliance on intangibles
- Price below Graham Number
- ROE 16.1%
- Revenue growth 5Y 10.7%
- Share dilution -0.5%
- Net margin trend 23.2% vs 17.9%
- Piotroski F-Score 6/9
Failed (7)
- P/FCF 30.94
- Debt/equity ratio
- CapEx intensity
- Return on tangible assets
- DCF valuation (Fairly Valued)
- Earnings surprise, average 0.1%
- Earnings quality (operating cash flow / net income) 0.48
Unavailable (8)
- ROIC –
- Gross margin –
- Dividend payout –
- Operating margin –
- Current ratio
- Interest coverage
- Debt/EBITDA
- PEG ratio (needs P/E > 0 and growth > 0)
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
Low quality: investigate accounting
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Ronald James Kruszewski | Chairman & CEO | 66 |
| Mr. James Mark Zemlyak | President & Head of Global Wealth Management | 66 |
| Mr. James M. Marischen | Senior VP & CFO | 45 |
| Mr. Thomas Wilson Weisel | Senior MD & Director | 84 |
| Mr. C. Bradford Raymond | Global Co-Head of Institutional Equities & Advisory | 59 |
| Mr. Thomas Beaulieu Michaud M.B.A. | Senior VP and Co-Head of Institutional Equities & Advisory Businesses | 61 |
| Mr. David D. Sliney | Senior VP & COO | 55 |
| Mr. Michael O'Keeffe C.F.A. | Chief Investment Officer | - |
| Mr. Rajive Kumar | Vice President | - |
| Harvinder Minhas | Vice President | - |
Audit Risk
1
Board Risk
5
Compensation Risk
3
Shareholder Rights Risk
3
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-24
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-08-05
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-10-21
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much SF moves, measured on its daily prices.
More volatile than 20% of the tracked stocks (90-day volatility).
- Volatility 30d
- 21.4%
- Volatility 90d
- 24.8%
- Beta vs S&P 500 (1y)
- 0.94Correlation 0.46
- Max drawdown (12m)
- -25.6%
- ATR (14d, % of price)
- 2.78%
Earnings reactions
How SF moved around its past quarterly results.
Next earnings release
No upcoming release on the calendar.
What usually happens
- Over the last 12 releases the stock moved a median of 2.4% the next day, up or down.
- Next-day moves: up 8, down 4 (out of 12).
- Of the 5 releases that beat estimates, the stock fell the next day after 3.
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Oct 21, 2026 | Before the open | 1.45 | 1.46 | +1.0% | -1.0% | -0.6% | n/a |
| Jul 22, 2026 | Before the open | 1.38 | 1.42 | +3.0% | +1.0% | +2.2% | +9.1% |
| Apr 22, 2026 | Before the open | 1.44 | 1.45 | +1.0% | -1.1% | -6.0% | -5.0% |
| Jan 28, 2026 | Before the open | 1.72 | 1.75 | +1.9% | +1.3% | -0.1% | -1.6% |
| Oct 22, 2025 | Before the open | 1.30 | 1.30 | +0.3% | +0.7% | +3.8% | +4.6% |
| Jul 30, 2025 | Before the open | n/a | n/a | n/a | +5.6% | +3.6% | +1.9% |
| Apr 23, 2025 | Before the open | n/a | n/a | n/a | -4.6% | -3.8% | +0.2% |
| Jan 29, 2025 | Before the open | n/a | n/a | n/a | +1.1% | +2.0% | -2.6% |
| Oct 23, 2024 | Before the open | n/a | n/a | n/a | -1.2% | +0.7% | +4.2% |
| Jul 24, 2024 | Before the open | n/a | n/a | n/a | +3.2% | +2.7% | +6.6% |
| Apr 24, 2024 | Before the open | n/a | n/a | n/a | -0.7% | +0.5% | +2.6% |
| Jan 24, 2024 | Before the open | n/a | n/a | n/a | +4.7% | +3.8% | +5.5% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on SF and what the price did next.
- 4/22/2026NegativeStifel Stock Slips Despite Q1 Double Beat
Published while the US market was open: the move of that day cannot be split into before and after the news, so no figure is shown.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for SF.
- 4/24/2026NEUTRALStifel's Kruszewski on Geopolitics, Markets and the Challenges in Private Credit Assets
Ron Kruszewski, Chairman & CEO of Stifel Financial, discussed market resilience amidst geopolitical tensions and rising energy prices. He noted that while markets are reaching all-time highs, potentially factoring in a future 'peace dividend,' significant underlying uncertainty persists as a key risk. Kruszewski's remarks, made at the Bloomberg Global Markets and Banking Summit in New York, suggest a cautious outlook on the sustainability of current market highs given the geopolitical landscape. Investors should monitor these geopolitical developments closely as they could impact market stability and asset valuations.
- 4/22/2026NEGATIVEStifel Stock Slips Despite Q1 Double Beat
Stifel Financial Corp. reported first-quarter earnings that surpassed analyst expectations, yet the stock experienced a decline. The company's ability to achieve a 'double beat' on earnings indicates strong operational performance. However, the market's negative reaction suggests that either the forward guidance was weaker than anticipated, or other macroeconomic factors are overshadowing the positive earnings report. Investors will be closely watching for further commentary on the company's outlook and the broader market sentiment impacting financial services firms.