Trustmark Corporation (TRMK)
Fair ValueFundamental
68
Price
$46.31
Market Cap
$2.63B
Part 1 · What the company is worth
Overview
Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. It operates through General Banking and Wealth Management segments. The company offers checking, savings and money market accounts, and certificates of deposit, as well as certificates of deposit and individual retirement accounts; and treasury management services. It also provides loans comprising financing for commercial and industrial projects, income producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans and lines of credit. In addition, the company offers mortgage banking services, including construction financing, production of conventional and government-insured mortgages, and secondary marketing and mortgage servicing; wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and institutional custody for large governmental entities and foundations, financial and estate planning, and retirement plan services. Further, it provides an intermediary vehicle for the provision of loans or investments in low-income communities. Trustmark Corporation was founded in 1889 and is headquartered in Jackson, Mississippi.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$818M
Trailing 12 months (through 6/30/2026)
Net Income
$234M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
$232M
Total Equity
$2.12B
Total Liabilities
$16.80B
Current Ratio
-
Interest Coverage
0.44
Debt/EBITDA
-
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$48.14
Current Price
$46.31
Margin of Safety
+3.8%
Fair Value Range
$35.83 - $60.46
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
11.78
ROE
10.6%
P/B Ratio
1.25
P/FCF
14.39
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
9.9%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (16)
- EPS shows upward trend
- EPS CAGR 5.09%
- P/FCF 14.39
- P/B ratio 1.25
- Operating margin 35.0%
- Positive free cash flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 11.0%
- Earnings surprise, average 4.8%
- PEG ratio 1.40
- Earnings quality (operating cash flow / net income) 0.89
- Share dilution -1.4%
- Net margin trend 28.7% vs 27.8%
- Piotroski F-Score 6/9
Failed (6)
- Price CAGR 2.51%
- Debt/equity ratio
- Interest coverage
- Return on tangible assets
- DCF valuation (Fairly Valued)
- Revenue growth 5Y 3.8%
Unavailable (5)
- ROIC –
- Gross margin –
- Dividend payout –
- Current ratio
- Debt/EBITDA
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
Moderate: some gap between profits and cash
Share Dilution
Buying back shares. Shareholder friendly
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Duane Arthur Dewey CFP, M.A. | President, CEO & Director | 66 |
| Mr. Granville Tate Jr. | Chief Administrative Officer & Secretary | 68 |
| Mr. Joseph E. Bond | Principal Financial Officer, Treasurer & Director | 62 |
| Mr. George T. Chambers Jr. | Principal Accounting Officer | 64 |
| Mr. Frederick Joseph Rein Jr. | Executive VP, Assistant Secretary & Director of Corporate Strategy | - |
| Ms. Melanie A. Morgan | Executive VP and Director of Corporate Communications & Marketing | - |
Audit Risk
6
Board Risk
5
Compensation Risk
1
Shareholder Rights Risk
1
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-02-23
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-08-05
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-09-10
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much TRMK moves, measured on its daily prices.
More volatile than 4% of the tracked stocks (90-day volatility).
- Volatility 30d
- 16.3%
- Volatility 90d
- 18.4%
- Beta vs S&P 500 (1y)
- 0.45Correlation 0.27
- Max drawdown (12m)
- -10.0%
- ATR (14d, % of price)
- 1.86%
Earnings reactions
How TRMK moved around its past quarterly results.
Next earnings release
Oct 27, 2026 · In 3 days · After the close
EPS estimate: 1.00Revenue estimate: $215M
What usually happens
- Over the last 12 releases the stock moved a median of 2.1% the next day, up or down.
- Next-day moves: up 5, down 7 (out of 12).
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Jul 28, 2026 | After the close | 0.98 | 1.08 | +10.0% | 0.0% | +0.3% | +3.7% |
| Apr 28, 2026 | After the close | 0.90 | 0.95 | +6.0% | -0.9% | -2.7% | -1.6% |
| Jan 27, 2026 | After the close | 0.93 | 0.97 | +4.2% | +1.9% | +2.4% | +5.4% |
| Oct 28, 2025 | After the close | 0.95 | 0.94 | -1.0% | -1.9% | -1.9% | -3.2% |
| Jul 22, 2025 | After the close | n/a | n/a | n/a | -0.6% | -1.0% | -2.3% |
| Apr 22, 2025 | After the close | n/a | n/a | n/a | -0.6% | +0.2% | +0.9% |
| Jan 28, 2025 | After the close | n/a | n/a | n/a | +2.4% | +2.4% | +3.5% |
| Oct 22, 2024 | After the close | n/a | n/a | n/a | +0.8% | -0.2% | +1.7% |
| Jul 23, 2024 | After the close | n/a | n/a | n/a | -3.3% | -2.4% | +1.3% |
| Apr 23, 2024 | After the close | n/a | n/a | n/a | +3.1% | +6.6% | +7.4% |
| Jan 23, 2024 | After the close | n/a | n/a | n/a | +1.0% | -1.3% | +0.9% |
| Oct 24, 2023 | After the close | n/a | n/a | n/a | +0.2% | -5.7% | -1.2% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on TRMK and what the price did next.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for TRMK.