WesBanco, Inc. (WSBC)
NEUTRALFundamental
65
Price
$40.32
Market Cap
$3.92B
Part 1 · What the company is worth
Overview
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing demand, money market, and savings deposit accounts, as well as certificates of deposit; and offers land and construction, improved property, commercial and industrial, residential real estate mortgage, and consumer loans, as well as home equity lines of credit and overdrafts. It also provides mutual funds and annuities; and property, casualty, life, and title insurance services, as well as holds commercial real estate properties and investment securities. In addition, the company offers letters of credit and international wire services, as well as operates as an investment adviser to a family of mutual funds. It operates through branches and ATM machines in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, Michigan, and Maryland. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.
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Direct competitors
Who this company fights with for the same customers
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No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$1.06B
Trailing 12 months (through 6/30/2026)
Net Income
$356M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
$280M
Total Equity
$4.03B
Total Liabilities
$23.66B
Current Ratio
-
Interest Coverage
0.51
Debt/EBITDA
-
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$41.86
Current Price
$40.32
Margin of Safety
+3.7%
Fair Value Range
$37.95 - $45.77
Estimation Methods
Valuation Metrics
P/E Ratio
11.31
ROE
5.5%
P/B Ratio
0.95
P/FCF
14.00
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
8.6%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (16)
- EPS shows upward trend
- EPS CAGR 7.51%
- P/FCF 14.00
- P/B Ratio 0.95
- Operating Margin 42.2%
- Positive Free Cash Flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 8.7%
- Revenue Growth 5Y 9.1%
- Analyst Consensus 64% Buy
- Earnings Surprise avg 2.6%
- PEG Ratio 1.84
- Earnings Quality (OCF/NI) 1.11
- Net Margin Trend 33.6% vs 17.6%
Failed (7)
- Price CAGR -0.52%
- Debt/Equity ratio
- Interest Coverage
- Return on Tangible Assets
- DCF valuation (Overvalued)
- Share Dilution 49.2%
- Piotroski F-Score 4/9
Unavailable (5)
- ROIC NaN%
- Gross Margin NaN%
- Dividend Payout NaN%
- Current Ratio
- Debt/EBITDA
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Issuing new shares, diluting ownership
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Jeffrey H. Jackson | President, CEO & Director | 51 |
| Mr. Daniel K. Weiss Jr. | Senior Executive VP & CFO | 43 |
| Ms. Jan M. Pattishall-Krupinski | Senior Executive Vice President & Chief Administrative Officer | 45 |
| Mr. Michael L. Perkins CPA | Consultant | 59 |
| Mr. Jayson M. Zatta | Senior EVP, Chief Banking Officer and Group Head of Banking & Trust | 65 |
| Mr. John H. Iannone | Senior Vice President of Investor Relations | - |
| Ms. Jennifer Sue Roth | Chief Compliance Officer | 50 |
| Mr. Richard K. Laws J.D. | Senior Executive VP & Chief Legal Counsel | - |
| Ms. Alisha K. Hipwell | Senior EVP & Chief Communications Officer | 54 |
| Ms. Kimberly L. Griffith | Senior EVP & Chief Human Resources Officer | 57 |
Audit Risk
9
Board Risk
1
Compensation Risk
8
Shareholder Rights Risk
5
Part 2 · The price and when to enter
This part won't tell you whether the company is worth owning: it helps you choose when to buy it, once the fundamentals have convinced you. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Latest News
Recent headlines for WSBC, sourced from Markets Gazette.
- 4/22/2026NEUTRALTranscript: Wesbanco Q1 2026 Earnings Conference Call
Wesbanco Inc. held its Q1 2026 Earnings Conference Call on April 22, 2026. The transcript indicates a discussion of the company's financial performance and strategic outlook for the first quarter of 2026. While specific financial figures and forward-looking statements were presented, the nature of a transcript typically involves detailed operational and financial discussions without an immediate, clear directional signal for investors. Further analysis of the call's content is required to ascertain specific impacts on Wesbanco's valuation.
via Markets Gazette