WesBanco, Inc. (WSBC)
Fair ValueFundamental
68
Price
$39.05
Market Cap
$3.61B
Part 1 · What the company is worth
Overview
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing demand, money market, and savings deposit accounts, as well as certificates of deposit; and offers land and construction, improved property, commercial and industrial, residential real estate mortgage, and consumer loans, as well as home equity lines of credit and overdrafts. It also provides mutual funds and annuities; and property, casualty, life, and title insurance services, as well as holds commercial real estate properties and investment securities. In addition, the company offers letters of credit and international wire services, as well as operates as an investment adviser to a family of mutual funds. It operates through branches and ATM machines in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, Michigan, and Maryland. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.
No editorial profile for this company yet
Direct competitors
Who this company fights with for the same customers
No editorial profile for this company yet
No competitor list for this company yet.
Balance Sheet & Liquidity
Revenue
$1.06B
Trailing 12 months (through 6/30/2026)
Net Income
$356M
Trailing 12 months (through 6/30/2026)
Free Cash Flow
$280M
Total Equity
$4.03B
Total Liabilities
$23.66B
Current Ratio
-
Interest Coverage
0.51
Debt/EBITDA
-
Earnings Per Share
Revenue & Net Income
Free Cash Flow
Income Breakdown
Historical statement
Margins over time
Debt over time
Growth grid
Growth — Revenue
Fair Value Estimation
Fair Value
$41.14
Current Price
$39.05
Margin of Safety
+5.1%
Fair Value Range
$36.97 - $45.31
Spread across the valuation methods used, not a statistically calibrated confidence interval.
Estimation Methods
Valuation Metrics
P/E Ratio
10.85
ROE
5.5%
P/B Ratio
0.91
P/FCF
12.90
Gross Margin
-
ROIC
-
Profitability Radar
Value Creation (Economic Moat)
ROIC
-
WACC
8.6%
ROIC − WACC
-
Fundamental Analysis Criteria
Passed (14)
- EPS shows upward trend
- EPS CAGR 7.51%
- P/FCF 12.90
- P/B ratio 0.91
- Operating margin 42.2%
- Positive free cash flow
- CapEx intensity
- Low reliance on intangibles
- Price below Graham Number
- ROE 8.7%
- Revenue growth 5Y 9.1%
- PEG ratio 1.59
- Earnings quality (operating cash flow / net income) 1.11
- Net margin trend 33.6% vs 17.6%
Failed (8)
- Price CAGR -1.22%
- Debt/equity ratio
- Interest coverage
- Return on tangible assets
- DCF valuation (Overvalued)
- Earnings surprise, average 1.4%
- Share dilution 49.2%
- Piotroski F-Score 4/9
Unavailable (5)
- ROIC –
- Gross margin –
- Dividend payout –
- Current ratio
- Debt/EBITDA
Piotroski F-Score
Mixed signals: some areas need attention
Earnings Quality
High quality: earnings backed by cash
Share Dilution
Issuing new shares, diluting ownership
Institutional Holdings
Governance
Executive Team
| Name | Title | Age |
|---|---|---|
| Mr. Jeffrey H. Jackson | President, CEO & Director | 51 |
| Mr. Daniel K. Weiss Jr. | Senior Executive VP & CFO | 43 |
| Ms. Jan M. Pattishall-Krupinski | Senior Executive Vice President & Chief Administrative Officer | 45 |
| Mr. Michael L. Perkins CPA | Consultant | 59 |
| Mr. Jayson M. Zatta | Senior EVP, Chief Banking Officer and Group Head of Banking & Trust | 65 |
| Mr. John H. Iannone | Senior Vice President of Shareholder Relations | - |
| Ms. Jennifer Sue Roth | Chief Compliance Officer | 50 |
| Mr. Richard K. Laws J.D. | Senior Executive VP & Chief Legal Counsel | - |
| Ms. Alisha K. Hipwell | Senior EVP & Chief Communications Officer | 54 |
| Ms. Kimberly L. Griffith | Senior EVP & Chief Human Resources Officer | 57 |
Audit Risk
9
Board Risk
1
Compensation Risk
8
Shareholder Rights Risk
5
Documents
- View document
Annual Report (10-K)
A yearly overview of the business, its financial results, and the risks it faces.
Filed on 2026-03-02
- View document
Quarterly Report (10-Q)
A snapshot of financial performance for the most recent three-month period.
Filed on 2026-07-30
- View document
Current Report (8-K)
An announcement of a major event, such as a leadership change or big news.
Filed on 2026-10-21
via SEC EDGAR
Income History
via SEC EDGAR
Part 2 · The price and its context
This part shows how the price has behaved, not whether the company is worth owning. Inside: technical analysis, potential, historical drawdowns, gamma exposure.
Market Reaction Profile
How much WSBC moves, measured on its daily prices.
More volatile than 11% of the tracked stocks (90-day volatility).
- Volatility 30d
- 20.3%
- Volatility 90d
- 21.3%
- Beta vs S&P 500 (1y)
- 0.48Correlation 0.24
- Max drawdown (12m)
- -14.6%
- ATR (14d, % of price)
- 2.07%
Earnings reactions
How WSBC moved around its past quarterly results.
Next earnings release
No upcoming release on the calendar.
What usually happens
- Over the last 12 releases the stock moved a median of 2.5% the next day, up or down.
- Next-day moves: up 3, down 9 (out of 12).
Release history
| Date | When | EPS est. | EPS actual | Surprise | Gap | 1 day | 5 days |
|---|---|---|---|---|---|---|---|
| Oct 2, 2026 | After the close | 0.89 | 0.89 | -0.1% | -0.2% | -0.9% | -4.0% |
| Jul 21, 2026 | After the close | 0.87 | 0.92 | +5.7% | +1.4% | +1.3% | +4.0% |
| Apr 21, 2026 | After the close | 0.88 | 0.91 | +3.2% | -1.6% | -7.4% | -2.7% |
| Jan 27, 2026 | After the close | 0.87 | 0.84 | -3.1% | -1.2% | -2.6% | +3.8% |
| Oct 22, 2025 | After the close | 0.90 | 0.94 | +4.6% | +1.4% | -2.1% | -4.5% |
| Jul 29, 2025 | After the close | n/a | n/a | n/a | -0.1% | -4.1% | -6.5% |
| Apr 29, 2025 | After the close | n/a | n/a | n/a | -3.2% | -0.4% | +0.8% |
| Jan 22, 2025 | After the close | n/a | n/a | n/a | +3.2% | +5.3% | +10.3% |
| Oct 23, 2024 | After the close | n/a | n/a | n/a | +1.5% | -1.3% | +2.4% |
| Jul 26, 2024 | During the session | n/a | n/a | n/a | -8.7% | -4.4% | -10.8% |
| Apr 23, 2024 | After the close | n/a | n/a | n/a | -3.0% | -2.5% | -6.9% |
| Jan 23, 2024 | After the close | n/a | n/a | n/a | +0.9% | +2.9% | +3.1% |
Release dates from SEC 8-K filings.
Updated 10/24/2026
Historical statistics for educational purposes only. They are not forecasts and not investment advice.
Price reaction to the news
Latest news on WSBC and what the price did next.
Return of the stock minus return of SPY over the same days. A news item close to a price move did not necessarily cause it. Historical data for educational purposes only, not investment advice.
Latest News
Recent headlines for WSBC.
- 4/22/2026NEUTRALTranscript: Wesbanco Q1 2026 Earnings Conference Call
Wesbanco Inc. held its Q1 2026 Earnings Conference Call on April 22, 2026. The transcript indicates a discussion of the company's financial performance and strategic outlook for the first quarter of 2026. While specific financial figures and forward-looking statements were presented, the nature of a transcript typically involves detailed operational and financial discussions without an immediate, clear directional signal for investors. Further analysis of the call's content is required to ascertain specific impacts on Wesbanco's valuation.